?Chen Yueshi, the trainee journalist, Guo Yu, the source of the surge of private enterprises' credit, bond market and stock market policies. The source: surging news 22, 2, general secretary Xi Jinping put forward 5 concrete measures at the private enterprise forum to ease the current difficulties faced by private enterprises. Article 2 is to solve the financing problem of private enterprises. According to Xinhua's "speech by Xi Jinping at the Forum on private enterprises (Quan Wen)", Xi Jinping has mainly made 5 sentences about solving the problem of financing difficulties in financing private enterprises. Try to analyze the five sentences one by one. 2. We should give priority to solving the financing problems of private enterprises, especially small and medium-sized enterprises, and gradually reduce the financing cost. Because the financing of small and medium-sized enterprises is small and scattered, the finance is not standardized, and the collateral is insufficient, it is often excluded by commercial banks, so there is a problem of financing difficulty. At the same time, due to the high bad debt rate of small and medium-sized enterprises, banks are forced to raise interest rates when granting loans, so there is the problem of expensive financing. According to the data provided by Pan Gongsheng, vice president of the people's Bank of China, loans to small and micro enterprises with a single credit line of less than 5.11 million yuan, and the loan interest rate of commercial banks is at least 21% guaranteed. What'江西11选5缩水软件 s more, for those small and medium-sized enterprises excluded by banks, they can only obtain financing through private lending. Their financing interest rate is much higher than the bank's loan interest rate, which makes the problem of expensive financing more prominent. In response to these problems, since this year, the government has also issued a series of policies.